First-Time Homebuyer

To kick off your homebuying journey, we provide a complimentary pre-qualification service before you embark on the search for your new home. Furthermore, leveraging our extensive partner networks, we can seamlessly connect you with a trustworthy real estate agent. With our diverse array of loan options, we make it possible for you to secure your first home with minimal upfront costs, and our commitment is to collaborate closely with you, ensuring that the loan payments precisely align with your individual needs.

At OceanPoint Mortgage, we recognize that first-time home buyers often have a multitude of questions, our dedicated team of loan specialists is readily available to offer personalized attention. They will expertly navigate you through the application process, provide invaluable tips for your home search, and ensure that you discover the perfect home that aligns with both your budget and requirements.

30-Year Fixed Rate Mortgage
Experience the highest level of security with this program, allowing you to lock in a low payment and enjoy peace of mind, knowing that your interest rate remains unchanged.

FHA Loan
Tailored for buyers seeking a lower down payment, this program empowers you to purchase a home with as little as 3.5% down.

VA Loan
An exceptional choice for veterans and military members, this loan presents outstanding benefits, including the opportunity to buy a home with no down payment and no Private Mortgage Insurance (PMI). Contact us today to determine your eligibility for this advantageous loan program.

Feel free to connect with us for any inquiries. Our team of mortgage specialists is ready to provide comprehensive assistance and address all your questions.

**Please note that OceanPoint Mortgage is not affiliated with or acting on behalf of, or at the direction of, FHA, VA, USDA, or the Federal Government.

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